Diversify Your Investment Portfolio
Creditin opens up new investment vehicles with our end-to-end,
mobile-first lending flow.
- Request loans based on their specific needs
- Provide loan amount and payback schedule to feed our credit-risk model and support comprehensive portfolios
- Provide mobile based personal and interaction data to feed into proprietary credit model
- Find opportunities based on IRR, risk, market cap, geolocation, industry and more
- Review scope of the loan request, borrower's credit risk and other drill-down factors
- Review automatically generated credit risk rating provided by our proprietary system
- Make a calculated decision to support their precise lending objectives
Easy mobile access via native Android
and iOS apps powered by Creditin.
Mobile-first onboarding, lending
workflow and portfolio management.
Your customers can access loans
without a bank account.
The Creditin platform comes with powerful back office tools:
- Loan management and approval cycle
- Loan portfolio management with automatic risk scoring and credit risk algorithm
- Loan profile ratings and detailed borrower profiles
- Filters and drill down
- Financial back office:
- User management
- Reporting and analytics
- Transaction management and audit
- Integration with multiple payment methods (credit cards, direct deposit, mobile money, etc)
- Comprehensive document management system with automatic insights and document analysis
- Lender/Borrower real-time communication
Our cutting-edge credit risk modeling framework is powered by machine learning and based on data sourced from geolocation and economic risk assessments, social media, user interaction, innovated proprietary metadata and other sources.
API & SDK
With our API & SDK, organisations and businesses can easily and seamlessly integrate Creditin’s lending solutions into the existing system or platform as well as provide it as a stand-alone mobile app.